DTI Calculator
Debt-to-Income Ratio
DTI Ratio ...
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Frequently Asked Questions
What is a good DTI ratio?
Most lenders prefer DTI below 36%, while many allow up to 43% depending on loan type and credit profile.
What counts as monthly debt?
Include loan EMI/mortgage, car loan, credit card minimums, student loans, and other mandatory monthly debt payments.
Should I use gross or net income?
Lenders usually use gross monthly income for DTI qualification.