Privacy Policy
Last updated: February 2026
Overview
howmuchpermonth.com is committed to protecting your privacy. This policy explains what data we collect, how we use it, and your rights regarding that data.
Data We Collect
Calculator Inputs
All calculations run entirely in your web browser using client-side JavaScript. Your financial inputs (salary amounts, loan values, interest rates, etc.) are never sent to any server, never stored in any database, and never shared with any third party. When you close the page, your inputs are gone.
Analytics
We use privacy-friendly analytics to understand which pages are visited and how the site is used. This data is aggregated and anonymous. We do not use cookies for analytics purposes, and we do not track individual users across sessions.
Advertising
This site may display advertisements through Google AdSense and affiliate partnerships. These third-party services may use cookies and similar technologies to serve ads based on your browsing history. You can manage your ad preferences through Google Ad Settings or by using browser extensions that block tracking.
Affiliate Links
Some pages contain clearly labeled affiliate links. When you click these links and make a purchase or sign up for a service, we may receive a commission at no additional cost to you. Affiliate relationships do not influence our calculator results or recommendations. All affiliate links are marked with appropriate disclosures.
Cookies
Our site itself does not set first-party cookies. Third-party services (advertising, analytics) may set their own cookies. You can control cookie behavior through your browser settings.
Third-Party Services
We may use the following third-party services:
- Cloudflare — Hosting and CDN (may collect limited server logs)
- Google AdSense — Advertising (may use cookies for ad personalization)
- Affiliate Partners — Financial product referrals (linked with disclosure)
Children's Privacy
This site is not directed at children under 13. We do not knowingly collect personal information from children.
Your Rights
Since we do not collect personal data through our calculators, there is typically no personal data for us to delete or export. If you have questions about data collected by third-party services, please refer to their respective privacy policies.
Changes to This Policy
We may update this privacy policy from time to time. Changes will be posted on this page with an updated revision date.
Contact
For privacy-related questions, contact us at hello@howmuchpermonth.com.